Dewy Monday: Artisanal Soaps & Skincare
Artisanal Skincare
Dewy Monday is a California-based small-batch skincare brand dedicated to clean, plant-based, low-waste products—everything from cold-processed bar soaps to body oils and skincare bundles. Their mission isn’t just beauty—it’s thoughtfully crafted skincare with minimal environmental impact.
The Insurance Gap: When “Standard” Doesn’t Fit
Despite their artisan focus, Dewy Monday discovered their previous general liability insurance didn't truly reflect the risk of soap-making and skincare production.
The policy they held covered a generic “retail” or “product” business, but did not cover the specific exposures tied to manufacturing artisan soaps—things like fragrance & essential oil reactions, batch production errors, packaging issues, or product use by consumers.
Without the proper classification, they were exposed, even thinking they were covered.
Twin Shield’s Solution: Custom Fit + Cost Savings
Twin Shield Insurance Agency stepped in and reworked their liability coverage to align exactly with what Dewy Monday does—making soap and skincare products. The key outcomes:
A general liability policy that explicitly covers soap makers, not just generic retail.
A savings of $7 per month on the premium, delivering cost efficiency while improving protection.
Assurance that the business’s actual exposures are acknowledged—so if a customer is injured or a product fails in use, the coverage speaks to the risk.
Why This Matters for Artisans & Makers
Every business is unique: What works for a clothing boutique doesn’t necessarily work for a handmade skincare brand. Understanding the process—ingredients, production, packaging, distribution—is critical.
Classification matters: If insurers don’t view the business correctly, claims can be denied or only partially covered. Dewy Monday’s switch shows how a proper broker makes a difference.
Small savings add up: Saving $7/month might seem modest, but for a growing business it means more budget for ingredients, marketing, or new products—and still getting proper coverage.
Real-world credibility: Dewy Monday’s focus on quality and eco-consciousness pairs well with making sure their business infrastructure (insurance, compliance, etc.) is equally thoughtfully structured.
Final Thoughts
Dewy Monday is more than a skincare brand—it’s a statement of intention: clean ingredients, handmade care, and environmental mindfulness. By partnering with Twin Shield Insurance Agency, they’ve ensured their business is backed by liability coverage that fits what they do, rather than what someone assumed they did. That alignment gives peace of mind—and that matters just as much as the products themselves.
If you’re a maker, artisan, or niche producer and suspect your insurance might be off track, this story is a reminder: the right broker + the right classification = better protection, better savings, better business.
