Salon María
Located at 15664 Main St, Hesperia, CA 92345, Salon María is owned by Maria, a seasoned, licensed hair stylist with 17 years of experience. She provides a full menu of services: cuts, styling, color, treatments—for women, men, and children. The salon has earned strong local reputation, with about 4.7★, with clients praising not only her skill but her professionalism, care, and the family-friendly atmosphere.
The Insurance Challenge
Maria knew she needed more than a basic policy. As the salon grew, so did her exposure to risks: customer injuries, slip-and-fall accidents, potential glass breakage, and more. What she asked for was specific:
A Business Owner’s Policy (BOP) to bundle liability, property, and other coverages;
Tenant glass coverage, without a sublimit (meaning no hidden cap on what she could recover if glass is broken).
These are things many small salons overlook or settle for minimal coverages, which can lead to nasty surprises.
Twin Shield’s Solution: Comprehensive and Affordable
Twin Shield Insurance Agency stepped in to craft a policy that checks all Maria’s must-haves:
A full BOP policy, giving her liability, property, and other core protections under one plan.
Tenant glass coverage with no sublimit, so if the glass in her rented space is damaged, she’s not stuck with a small payout.
All of this at an affordable rate — high value without overpaying, keeping her premium manageable while covering her business properly.
Why This Matters
Maria’s years of experience—17 years—mean she’s built trust and clientele. The last thing she needs is underinsurance or a policy with gaps.
Having comprehensive coverage (especially with glass fully included) protects her investment: her tools, her space, her reputation.
Affordable doesn’t mean cheap. Getting the right coverage without straining her budget means she can reinvest in the salon—equipment, marketing, training—rather than watching insurance premiums take over.
Final Thoughts
Salon María isn’t just about hair—it’s about service, trust, and community. By partnering with Twin Shield Insurance Agency, Maria secured a BOP policy tailored to her needs, with tenant glass protection that has no sublimit—something many business owners leave vague or underinsured. It’s the kind of smart insurance decision that lets her focus on what she does best: making clients look and feel their best.
